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Does Workers’ Compensation Cover Work-Related Mental Health Conditions?

Friday, Nov. 1st 2019

By: Margaret Francis

Most people assume that workers’ compensation only covers physical injuries, but what if your job causes mental or emotional illness? The issue is a complex one, and there is, unfortunately, no definitive “yes” or “no” answer.

Stress, Anxiety and the Workplace

For many people, stress and work go hand in hand. Anxiety and even PTSD can develop as a result of workplace stressors. These illnesses may be covered under workers’ compensation. The primary issue is proving that the workplace was the cause of the illness.

Physical injuries are much easier to prove from an objective standpoint. A worker falls, is injured and requires emergency medical care. Now, that person is not able to walk or the injury will take months to heal. In this case, it’s much easier to prove that the injury occurred while on the job and while the person was performing his or her duties. The worker may be entitled to Temporary Total Disability, which would provide a weekly lost wage benefit while the worker was healing from his or her injuries.

Linking the Illness to the Workplace

Linking a mental illness to the job can be a challenge. A claimant must be able to establish a causal link between the illness and the workplace.

In a stress-related claim, for example, the individual would have to prove that the stress was the result of workplace factors and not personal factors.

Depending on local laws, the court may require the claimant to demonstrate – from an objective standpoint – how the illness was work-related. For example, the claimant may have to prove that the stress of the job was greater than the stress of a typical job from an objective standpoint.

Some states have already developed statutes that explain which elements are necessary to establish a stress-related or other mental health-related claim. In California, for example, an employee may receive workers’ compensation benefits if he or she is diagnosed with a mental health condition that causes him or her to become disabled or in need of treatment. The employee must be able to prove that work-related events were the primary cause of the illness.

On the other hand, some states may not allow workers’ compensation claims for mental illness-related injuries. Under Florida law, a mental injury must be accompanied by a physical injury that requires medical treatment in order to qualify for workers’ compensation. Even then, the claimant must be able to prove that the mental injury was a result of the physical injury.

Other Compensation Options

Depending on the circumstances, workers may have other legal options outside of workers’ compensation. A lawsuit may be filed for intentional infliction of emotional distress or negligence. Again, it may be difficult to prove negligence or that the employer intentionally inflicted the emotional distress. An experienced lawyer can help determine whether the claimant has a valid case.

Workers’ compensation is a complex area of the law, particularly when mental health injuries are involved. Workers who feel they may have a claim should consider working with a lawyer who has experience with these types of claims.

If you have suffered a work-related injury or illness, Northland Injury Law can help ensure you get full and fair compensation under the law. The attorneys at Northland Injury Law are experienced in navigating the ins and out of the workers’ compensation process and their experience can help you with a complicated claim. For a more comprehensive list of all the questions you might have about workers’ compensation, and for a free consultation, please call (816)-400-4878. If you have further questions about your case, do not hesitate to reach out to us by the phone number, through the contact form, or even with the live chat option listed on our site!


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When it comes to a lawsuit after an accident or injury, representation matters! Most people do not realize that insurance companies have teams of lawyers, investigators, photographers and defense experts who immediately go to work following a serious accident involving their insureds.  They hire these people to minimize their exposure throughout the claims process and to reduce the amount received by the victim. Northland Injury Law aims to level the playing field for their clients.

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Between them, Mr. Mowry and Mr. Bartlett have over  50 combined years of legal experience in the Kansas City Northland area. They have both been recognized by KC Magazine as “Top attorneys in Missouri and Kansas” and both have been recognized in the National Top 100 Trial Attorneys.

If you require the services of excellent local lawyers after an accident or injury, call Northland Injury Law today for a free consultation at 816-400-4878.

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