Visit our offices in Kansas City, Liberty, St. Joe,
or our Virtual Office

How Accidents Involving Commercial Vehicles Are Different

Monday, Jun. 22nd 2015

What is a Commercial Vehicle?

The term “commercial vehicle” can have a lot of different meanings. A commercial vehicle could be someone’s company car, a taxi cab, a delivery van, a tow truck, a semi-truck, a hotel shuttle, or even a piece of construction equipment that also is a vehicle. Basically, a commercial vehicle is a vehicle operated for commercial purposes. It doesn’t necessarily have to be driven by someone holding a commercial driver’s license, but often may be. Usually a commercial vehicle is owned by a business or operated for business purposes, and is covered by a commercial liability insurance policy.

How is a Commercial Vehicle Accident Different?

There are some ways that a car crash involving a commercial vehicle can be different than one involving someone driving their own personal vehicle on their personal time. For the most part, the process of investigating the crash and filing a lawsuit, if necessary, is the same. However, some different legal principles can be involved when it comes to determining who should be responsible to compensate you for your injuries and damages incurred caused by the crash.

In a crash involving two personal vehicles, the at-fault driver is the person you pursue a claim against. But when a commercial vehicle is involved, you may need to pursue a claim against the driver’s employer, if he or she was driving while doing business for his or her employer, or you may have to pursue a claim against the company that owns the vehicle if that entity is different than the driver’s employer.

If the driver was a truck driver, bus driver, taxi driver, or some other kind of driver who has to maintain a commercial driver’s license, there may be particular sets of rules that driver has to follow. For example, truck drivers under federal regulation are only allowed to drive for so many hours per day. If the trucker exceeded the allowed number of hours and crashed into you because he or she was tired, that opens up an additional way that you may be able to prove your case for negligence and convince an insurance company or a jury to award you compensation.

Recovery in Commercial Vehicle Accidents

Because commercial vehicles often are larger and heavier than your personal vehicle, damage to your car and injuries to your person can be much greater in this kind of crash than in other types of motor vehicle accidents. You may have significant medical expenses that you’re worried about paying, and your car may be heavily damaged or totaled. If you had to pursue a claim against an individual driver who only has the minimum insurance coverage required by the state, you could be in a bad spot in terms of financial recovery. However, commercial liability policies often have much higher limits. If you are successful in making a claim against a commercial policy, the odds of being fully compensated are better.

The types of damages you may be able to recover include:

– Medical bills
– Lost wages
– Property damage
– Pain and suffering
– Emotional distress
– Loss of normal life
– Disability or disfigurement

If you have been injured in an auto accident involving a commercial vehicle, please call the Northland Injury Law firm at 816-400-4878 for a free consultation. An experienced attorney will be prepared to help you weigh your options and determine the appropriate course of action.

Posted in Auto Accident Kansas City, Car Accident, Car Accident Attorney, Driver Safety, Personal Injury | Comments Off on How Accidents Involving Commercial Vehicles Are Different
Google 5 Star Rating Motor Vehicle trial Lawyers Top 25 Hurt In An Accident?

Personal Injury

If you’ve been injured and aren’t sure where to turn, let us help. We represent individuals in many areas of personal injury including truck, auto and motorcycle accidents, property liability (slip & fall), spinal cord injuries, and more.

Worker's Comp

Injured at work? We can help! If you have suffered a work-related injury or illness, we can help ensure you get full and fair compensation under the law.


Our Personal Injury & Worker's Comp Attorneys

Northland Injury Law: Personal Injury Lawyers in Northland Kansas City and Northwest Missouri.

Proudly serving: Gladstone, Liberty, Kansas City, North Kansas City, Saint Joseph, Plattsburg, Cameron, Chillicothe, Trenton, Sedalia, Warrensburg and many other areas in Missouri.

The Northland Injury Law Firm has been practicing in the Kansas City area for many years. Our founders, Max Von Erdsmannsdorff and Steve Mowry, built a strong foundation for the firm. Since Eric Bartlett joined the firm in 1996, Northland Injury Law has earned a reputation for success, honesty and compassion in personal injury and worker’s compensation.

I found Northland Injury Law to be very professional and honest! They kept me up to date on my case. I would highly recommend the whole firm for all your legal needs!!” – Michael T.

Northland Injury Law is proud of the relationships they’ve built with the clients they have served in the Northland and surrounding areas.  Their many great results for seriously injured people have helped their clients recover the significant economic losses that attend such serious injuries.

When it comes to a lawsuit after an accident or injury, representation matters! Most people do not realize that insurance companies have teams of lawyers, investigators, photographers and defense experts who immediately go to work following a serious accident involving their insureds.  They hire these people to minimize their exposure throughout the claims process and to reduce the amount received by the victim. Northland Injury Law aims to level the playing field for their clients.

This is an excellent law firm. They helped me out after an accident and did an awesome job. I would recommend this law firm to anyone who needs a good lawyer.” – Toni B.

Between them, Mr. Mowry and Mr. Bartlett have over  50 combined years of legal experience in the Kansas City Northland area. They have both been recognized by KC Magazine as “Top attorneys in Missouri and Kansas” and both have been recognized in the National Top 100 Trial Attorneys.

If you require the services of excellent local lawyers after an accident or injury, call Northland Injury Law today for a free consultation at 816-400-4878.

Latest Blog

What a Truck Accident Lawyer Does Differently

A truck accident lawyer should be one of the first people you contact once the immediate aftermath of an accident is over. Dealing with a company in addition to a driver following an accident makes the situation more complicated than...

Read More

Frequently Asked Questions

Get answers about our Kansas City law firm, like how and when to file a suit for your Personal Injury & Worker’s Compensation.

View All FAQ's


Northland Injury Law © All Rights Reserved. Privacy Policy

Site Created by KC Web Specialists, LLC

Skip to content