fbpx

Personal Injury, Work Comp, Auto Accident Attorneys

Servicing Kansas City & Beyond
Visit our offices in Gladstone, Liberty, St. Joe, or our Virtual Office

Missouri department recommends rate increase for workers’ compensation

Friday, Jan. 8th 2021

An injury suffered as a result of a Missouri work accident is a serious legal matter. Northland Injury Law’s Missouri compensation lawyers have helped countless workers fight for their rights under the Missouri workers compensation laws. If you have suffered a work injury, there is a good chance your employer has workers’ compensation insurance coverage to cover your medical treatment, lost wages, and settlement for your permanent injury. When an injury occurs, you should contact a workmans comp attorney as soon as possible to protect your rights. Many injured workers think they will automatically be provided with adequate medical care and timely lost wage payments. However, many workers quickly find out that the insurance carriers do not play fair. The Kansas City workers compensation attorneys at Northland Injury Law have the experience necessary to help you navigate the workers’ compensation system and obtain a fair and just recovery, whether by settlement or by prosecuting your work injury claim through a hearing.


The Missouri Department of Commerce and Insurance is recommending a 1.0 percent increase in workers’ compensation insurance loss costs for 2021. This marks the first time in six years that average workers’ compensation rates will increase.

This slight increase is attributable to a 0.5% increase in experience, trend and benefit changes and a 0.5% increase in loss based expenses. 

“Average medical claim costs have increased every year since 2014,” said Department of Commerce and Insurance Director Chlora Lindley-Myers. “Recommended loss costs are increasing slightly for 2021, due to the rise in average claim costs. The Missouri Workers Compensation Insurance Market remains robust and competitive with 356 carriers currently offering coverage within the state. I encourage employers to shop around for the best workers’ comp rates. The department provides an online rate checker to assist employers with comparison shopping.”

Prospective loss costs are intended to cover indemnity and medical payments for injured workers and some of the expenses associated with providing these benefits. Insurers use loss costs to set their workers’ comp rates. Every year, the National Council on Compensation Insurance (NCCI), an industry-funded group, files advisory loss costs with the department. The department reviews the NCCI’s methodology and assumptions and develops its own recommended loss costs. Under Missouri law, insurers may set their rates based on the NCCI’s recommendations, the department’s recommendations, or their own actuarial analysis. Insurers are not required to change their rates in 2021, regardless of the recommendations made.

Both the NCCI and the department propose an overall loss cost increase of 1.0 percent for policies effective Jan. 1, 2021.

The NCCI’s proposed average changes in loss costs by industry group are shown below:

Manufacturing +1.4%
Contracting −1.1%
Office & Clerical +2.3%
Goods & Services +1.7%
Miscellaneous +0.9%

The NCCI’s 2021 loss cost filing and the department’s independent actuarial review are available on the department’s website.


Call Northland Injury Law for Help With Your Work-Related Injury!

If you have suffered a work-related injury or illness, Northland Injury Law can help ensure you get full and fair compensation under the law. The attorneys at Northland Injury Law are experienced in navigating the ins and out of the workers’ compensation process and their experience can help you with a complicated claim. For a more comprehensive list of all the questions you might have about workers’ compensation, and for a free consultation, please call (816)-400-4878. If you have further questions about your case, do not hesitate to reach out to us by the phone number, through the contact form, or even with the live chat option listed on our site!


Personal Injury

If you’ve been injured and aren’t sure where to turn, let us help. We represent individuals in many areas of personal injury including truck, auto and motorcycle accidents, property liability (slip & fall), spinal cord injuries, and more.

Worker's Comp

Injured at work? We can help! If you have suffered a work-related injury or illness, we can help ensure you get full and fair compensation under the law.

REAL PEOPLE HELPING REAL PEOPLE

Our Personal Injury & Worker's Comp Attorneys

Northland Injury Law: Personal Injury Lawyers in Northland Kansas City and Northwest Missouri.

Proudly serving: Gladstone, Liberty, Kansas City, North Kansas City, Saint Joseph, Plattsburg, Cameron, Chillicothe, Trenton, Sedalia, Warrensburg and many other areas in Missouri.

The Northland Injury Law Firm has been practicing in the Kansas City area for many years. Our founders, Max Von Erdsmannsdorff and Steve Mowry, built a strong foundation for the firm. Since Eric Bartlett joined the firm in 1996, Northland Injury Law has earned a reputation for success, honesty and compassion in personal injury and worker’s compensation.

I found Northland Injury Law to be very professional and honest! They kept me up to date on my case. I would highly recommend the whole firm for all your legal needs!!” – Michael T.

Northland Injury Law is proud of the relationships they’ve built with the clients they have served in the Northland and surrounding areas.  Their many great results for seriously injured people have helped their clients recover the significant economic losses that attend such serious injuries.

When it comes to a lawsuit after an accident or injury, representation matters! Most people do not realize that insurance companies have teams of lawyers, investigators, photographers and defense experts who immediately go to work following a serious accident involving their insureds.  They hire these people to minimize their exposure throughout the claims process and to reduce the amount received by the victim. Northland Injury Law aims to level the playing field for their clients.

This is an excellent law firm. They helped me out after an accident and did an awesome job. I would recommend this law firm to anyone who needs a good lawyer.” – Toni B.

Between them, Mr. Mowry and Mr. Bartlett have over  50 combined years of legal experience in the Kansas City Northland area. They have both been recognized by KC Magazine as “Top attorneys in Missouri and Kansas” and both have been recognized in the National Top 100 Trial Attorneys.

If you require the services of excellent local lawyers after an accident or injury, call Northland Injury Law today for a free consultation at 816-400-4878.

Latest Blog

Missouri Highway Patrol Stats For Last Week Of 2020 Show 4 Deaths Statewide

It is estimated that more than six million car accidents happen each year in the United States of America. Of those accidents, about three million people will suffer injury, and slightly more than 42,000 will die. Auto accidents happen every...

Read More

Frequently Asked Questions

Get answers about our Kansas City law firm, like how and when to file a suit for your Personal Injury & Worker’s Compensation.

View All FAQ's
Northland Injury Law © All Rights Reserved. Privacy Policy

Site Created by KC Web Specialists, LLC